Thursday, May 6, 2010

Prescription of 5 Different Vegetables Juice

5:16 PM by admin · 0 comments
I have been suffering from Urinary Tract Infection until one of our new acquaintances shared this vegetables juice. She said that her son is about to undergo operation when someone gave him a copy of that prescription. She added that, she will never let others try it, if she has not proven it. Her son until now is in good health and has his own family. There is no harm in trying so I obtain a copy from her and have tried it.

to download.

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Sunday, April 18, 2010

HSBC Certificate of Full Payment

2:36 PM by admin · 0 comments
I have two HSBC credit card and I settled these cards last January 27, 2010 with collection agencies namely: Domingo & Molaer Law Offices and Anonuevo Credit and Collections Services Inc. Both of these collection agencies promised me to have a Certificate of Full Payment. Today, I received only from Domingo & Molaer Law Offices wherein I have a written agreement. I'm afraid that Anonuevo Credit and Collections Services Inc. will not forward the certificate to me because they refused to have an agreement.

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Tuesday, February 23, 2010

New credit card laws 2010

8:29 AM by admin · 0 comments
Effective today, the banks will abide the new credit cards laws 2010. Credit card holders have now the protection against banks practices that dug them into a big debt.

What are these changes? Here are some of them:

Card companies cannot raise the interest rate in the first year an account is opened unless it has come to its end. After such, companies must notify 45 days in advance for any rate change. For the existing balances, rates cannot be raised unless the account is at least 60 days past due.

Card holders will now see on their statements how long will it take if they only pay the monthly minimum due.

Cardholders can only exceed their credit limit only after they agree to pay the over-the-limit fee.

Now, what will the expectation of the card holders from the card companies, of course they will charged higher annual fee to cover the losses upon implementation of the new credit card laws 2010.

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